Risk Management is the forecasting, evaluation and identification of financial risks followed by the implementation of procedures to avoid or minimize their impact.

Certificate Management is necessary but not sufficient to protect your business from being blindsided by a claim you never saw coming. A certificate of insurance is a snapshot of the coverage that was in force at the moment the certificate was issued. It can become less and less reliable every day that passes after it is issued. A Certificate of Insurance does not confer any rights to the Certificate Holder. It may not transfer your risk, it may not confirm you have the coverage your contract requires. Certificates can give you a false sense of security that you are protected if you have a claim. Our forensic analysis of our data base quantifies that 78% of the time coverage provided by subcontractors, vendors and service providers does not meet contract requirements.

Customized for YOU. Your COI-VERIFY application will be customized to transfer your risk to protect your unique business model. It is designed to assure your contract requirements are met by the parties you hire.

Managed by a PRO. It will be managed by an insurance professional committed to eliminate or minimize the impact of the risk created by your subcontractors, vendors and service providers.